ARIRANG NEWS2015.10.29---韩国推出“移动货币”系统

ARIRANG NEWS2015.10.29---韩国推出“移动货币”系统
發佈日期：2015年10月29日
A new banking system in Korea will allow people to easily switch their transaction accounts from bank to bank via an online portal.
Our Oh Soo－young fills us in on the so－called ″Money Move″ system
″Paying your bills can be a monthly hassle when you have multiple credit cards from different banks，... but starting Friday， a new banking system will make all of these transactions much simpler.″ Korean banks are launching a new online portal that aims to simplify the way users switch their payment accounts for recurring transactions.
This means customers will no longer need to call individual card companies and other creditors to change their payment accounts.
Now all it takes is a just a couple of clicks. Adopted by 16 banks， the service is also available for transactions with major billing companies including telecommunications and insurance firms ，... and starting in February the service will be expanded to include utility companies.
This is the first financial system in the world to allow different banking institutions to be collaboratively managed.
Ahead of the launch， local banks are competing to capture part of the market，... which is worth over 700 billion U.S. dollars in annual transactions.
″It is important for banks to gain accounts with low－cost deposits， because those accounts sweep in significant profits. So with this new system boosting the market－based competition， banks are providing more benefits for customers，... creating a win－win situation for everyone.″
The list of benefits includes loyalty points， zero transaction fees and lower interest rates for credit card purchases.
However， experts say that banks could suffer losses if customers switch their main transaction accounts around just to reap the benefits on offer.
Oh Soo－young， Arirang News.
新的银行系统，韩国将让人们轻松地切换自己的交易从银行帐户通过在线门户网站到银行。
我们哦洙年轻填补我们在所谓的“金钱移动”系统
“为你付账单可以按月麻烦，当你拥有多张信用卡，从不同的银行，...但是从周五开始，一个新的银行系统将会使所有这些交易要简单得多了。” 韩国银行正在推出新的在线门户网站，旨在简化的方式用户切换其支付账户的经常性交易。
这意味着客户将不再需要调用个人信用卡公司和其他债权人来改变自己的支付账户。
现在所需要的是一个只是一对夫妇的点击。
由16家银行通过了，服务也可用于大型结算公司，包括电信和保险公司，交易...并且开始在二月的服务将扩大到包括公用事业公司。 这是第一个金融体系在世界上，让不同的银行机构进行协同管理。
提前启动，本地银行都争相占领市场，...这是值得超过700十亿美元的年交易的一部分。
“这对银行获得账户的低成本存款，因为这些账户扫显著的利润是非常重要的。因此，与这个新系统提高了市场化的竞争，银行给客户提供了更多的好处，......创造一个双赢的每一个人。“
利益的名单包括忠诚点，零交易费用和低利率的信用卡购买。
然而，专家指出，银行可能遭受的损失，如果客户切换他们的主要交易账户各地只是为了获得所提供的好处。
哦洙年轻，阿里郎新闻。